Good credit or bad credit. We have over 75+ lending partners to help finance truck owner-operators, trucking companies and fleet owners with business trucking loans.
EQUIPMENT FINANCING
Equipment financing is a way for businesses to obtain equipment through a loan or lease. It can be used to purchase almost any tangible asset for a business. Some examples of equipment that can be financed include: medical equipment, office furniture, production equipment, and technology
BENEFITS
- Monthly Payments
- Express Funding – In As Little As 2 Days
- Low or NO Down Payment
- Low or NO Down Payment
- Amounts Up To $5 Million
PAPERWORK NEEDED
- Signed Application
- 4 Months Business Bank Statements (if applicable)
- Invoice or Quote For Equipment
- No Cost Advisor
- Simple Application
Qualifications
- NO MINIMUM TIME IN BUSINESS
- NO MINIMUM MONTHLY GROSS SALES
- MAY VARY BASED ON EQUIPMENT TYPE
TOP INDUSTRIES
- Trucking
- Healthcare
- Construction/Contracting
- Auto Repair
- Manufacturing
SMALL BUSINESS LOAN
A small business loan is any funding option specifically designed for a small business. Small business loans allow existing or newly established companies to borrow money from lenders. Each loan type exists to help entrepreneurs meet different goals. Each loan works depending on the type of loan.
BENEFITS
- Same Day Funding
- Up To 10-Year Terms
- Amounts Up To $5 Million
- No Use of Funds Limitations
PAPERWORK NEEDED
- Signed Application
- 4 Months Bank Statements
- No Cost Advisor
- Simple Application
Qualifications
- 4+ MONTHS IN BUSINESS
- $10,000+ MONTHLY GROSS SALES
- 660+ CREDIT SCORE
TOP INDUSTRIES
- Healthcare
- Restaurants
- Retail
- Auto Repair
- Construction/Contracting
ACCOUNTS RECEIVABLE FINANCING
Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.
BENEFITS
- Lower Interest Rates
- Express Funding- In As Little As 2 Days
- Up To 10-Year Terms
- Amounts up to $5 Million
- Doesn’t Require Other Collateral
PAPERWORK NEEDED
- Signed Application
- 4 Months Bank Statements
- Aging A/R & A/P Report
- Active Customer List
- No Cost Advisor
- Simple Application
Qualifications
- AGING REPORT REQUIRED
- $500,000+ ANNUAL GROSS SALES
- NO MINIMUM FICO
TOP INDUSTRIES
- Manufacturing
- Staffing
- Wholesale/Distribution
- Transportation & Logistics
WORKING CAPITAL LOAN
A Working Capital Loan is short-term financing designed to help maintain cash flow and cover a business’s everyday operational expenses, such as payroll, rent, and inventory. Whether a business is navigating seasonal fluctuations or seizing a growth opportunity, a working capital loan can provide the necessary funds to keep operations running smoothly.
BENEFITS
- Same Day Funding
- Up To 10-Year Terms
- Amounts Up To $5 Million
- No Collateral Required
- No Use of Funds Limitations
PAPERWORK NEEDED
- Signed Application
- 4 Months Business Bank Statements
- No Cost Advisor
- Simple Application
Qualifications
- 4+ MONTHS IN BUSINESS
- $10,000+ MONTHLY GROSS SALES
- PAPERWORK NEEDED
TOP INDUSTRIES
- Healthcare
- Restaurants
- Retail
- Auto Repair
- Construction/Contracting
TERM LOAN
A term loan is a lump sum funding, repaid in fixed installments over a set period, often used for major expenses like equipment or business expansion. Term Loans can have a fixed or variable interest rate.
BENEFITS
- Traditional APR
- No Prepayment Penalties
- Monthly Payments
- Funding In As Little As 1-3 Days
PAPERWORK NEEDED
- Signed Application
- 4 Months Bank Statements
- No Cost Advisor
- Simple Application
MINIMUM REQUIREMENTS
- 2+ Years in Business
- $10,000+ Monthly Gross Sales
- 660+ FICO SCORE
TOP INDUSTRIES
- Healthcare
- Restaurants
- Retail
- Auto Repair
- Construction/Contracting
BUSINESS LINE OF CREDIT
A business line of credit is a flexible financing option that allows businesses to borrow funds as needed, similar to a credit card. Interest is paid only on the borrowed amount, and funds can be used for various purposes like managing cash flow or covering unexpected expenses. Once repaid, the credit becomes available again, making it a revolving form of credit that can be accessed repeatedly.
BENEFITS
- Same Day Funding
- Cash Flow
- Management
- Flexible
- Repayment Terms
- Interest Only Paid On Amount Used Amounts Up To $5 Million
PAPERWORK NEEDED
- Signed Application
- 6 Months Business Bank Statements
- Simple Application
- NO COST ADVISOR
Qualifications
- 6+ YEARS IN BUSINESS
- $10,000+ GROSS MONTHLY SALES
- 600+ FICO SCORE
TOP INDUSTRIES
- Healthcare
- Manufacturing
- Retail
- Construction/Contracting
- Professional Services
SBA LOAN
An SBA loan is a government-backed loan that can be used for starting or expanding a business. The loan has certain requirements for eligibility, such as size standards, providing the ability to repay and a solid business purpose.
BENEFITS
- Refinance Existing Business Debt
- Government- Backed Funds
- Approved in 24- 48 Hours
- Up to 25-Year Terms
- Amounts Up To $5 Million
PAPERWORK NEEDED
- Signed Application
- SBA Questionnaire
- Business Debt Schedule
- 6 Months Bank Statements
- 3 Years Personal / Business Tax Returns
- Previous Year+ YTD P&L and Balance
- No Cost Advisor
- Simple Application
Qualifications
- 2+ YEARS IN BUSINESS
- $120,000+ GROSS ANNUAL SALES
- 675+ FICO SCORE
TOP INDUSTRIES
- Construction/Contracting
- Hospitality
- Retail
- Healthcare
